Appraiser Qualifications

Are Appraisers Becoming an Endangered Species?

Where have all the appraisers gone? The Appraisal Institute has performed a demographic survey of the population of real estate appraisers. The trend showed a continued 3% decline per year for the past 5 years. Younger workers are not choosing the … read more

flood insurance

What is Flood Insurance?

Waterfront homes, flood zones, flood plains, lowlands….when do you need flood insurance and when are you required to get flood insurance? Flood insurance is specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers … read more

Housing Trends in Baltimore

Housing Trends in Baltimore

We have all watched the programs on HGTV to see the transformation of an old space revamped, renovated or remodeled into a new modern space that reflects the current housing trends that yield the highest payoff or return. Awe struck … Read More..

Fannie Mae


What does Fannie Mae have in store for 2016? Fannie Mae is a billion dollar entity that does not directly offer mortgage loans but instead buy the mortgages from banks, credit unions, and other financial institutions so that they, in … read more

maryland appraising

Maryland Appraising

Maryland Appraising Appraising real estate in Maryland involves properties of all facets. Properties in Maryland range from waterfront, working farms, mountainside retreats, vacant lots, condominiums, townhomes and single family homes to name a few. Each county offers its’ own spectrum … read more

appraising real estate in Baltimore city

Appraising Real Estate in Baltimore City

Appraising properties in real estate is tricky business for real estate appraisers. The vast value range, emerging markets, government housing and rehabilitation projects are just a few things a Baltimore City appraiser encounters when navigating the proper choice of comparable … Read More..

Marketing to the Millennials

Marketing to the Millennials

As the largest generation in U.S. history, Millennials are going to have a profound impact on the residential real estate market. Their preferences and demands will effect housing design and development. They will be the largest source of new demand … read more

Market Trends 2015

Market Trends 2015

The year 2015 has been a year of mystery and mixed reviews. Will prices continue to inch upward, will rates continue to remain at historic lows and what kind of impact will the “millenials” (people reaching young adulthood around the year … read more

Small House Movement

Small House Movement

In the United States the average size of new single family homes grew from 1,780 square feet in 1978 to 2,479 square feet in 2007, and to 2,662 square feet in 2013, despite a decrease in the size of the … read more


Changes in FHA Financing

Are you debating whether to finance your new home purchase or refinance your current mortgage with a conventional loan of a FHA loan? Before deciding, there have been some changes with the FHA loan program. On September 15, 2015, the Federal … read more

mortgage insurance

Eliminate your PMI with an APPRAISAL!!!

Does your monthly mortgage payment include a PMI charge? Private mortgage insurance (PMI) protects the lender in the event that you default on your mortgage payments and your house isn’t worth enough to entirely repay the lender through a foreclosure … read more